McHenry County property record for 3798 Monterey Cir, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.165 acres (7,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jan 2017) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-377-021 |
| Primary APN | 18-36-377-021 |
|---|
| Lot Area | 7,202 sqft |
|---|
| Street Address | 3798 MONTEREY CIR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0000431 LT 107 THE COVE UNIT III SINGLE FAMILY RESUB |
| Legal Subdivision | COVE #III SINGLE FAMILY RESUB |
| Legal Lot Number | 107 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 871107 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3798 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE |
| Jan 4, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Document Number | 2017R0000431 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3798 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000032797 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021R0032797 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3798 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000042835 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019R0042835 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 4, 2017 |
| Property Address | 3798 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Document Number | 0000000431 |
| Map Reference | DOC2013R0049589 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017R0000431 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIDELITY NATL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10755 RUSHMORE LN, HUNTLEY, IL 60142-6746 |
| Document Number | 0000000432 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 2017R0000432 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $133,791 Land $14,480 Building $119,311 | $401,373 Land $43,440 Building $357,933 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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