Erie County and Hamburg Town property record for 3798 Howard Rd, Hamburg, NY 14075
| Property Type | Residential |
|---|---|
| Lot Size | 0.256 acres (11,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,333 (Jul 2025) |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 144889 170.12-4-45 |
| Primary APN | 144889 170.12-4-45 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,130 sqft (0.256 acres) |
|---|---|
| Lot Dimensions | 159 ft deep x 70 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14075 |
|---|---|
| Street Address | 3798 HOWARD RD |
| City | HAMBURG |
| State | NY |
| Zip | 14075-2252 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | R3 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3798 HOWARD RD, HAMBURG, NY 14075-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Jun 28, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Document Number | 2025131018 |
| Deed Book / Page | 11448 / 2665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 22, 2025 |
| Property Address | 3798 HOWARD RD, HAMBURG, NY 14075-2252 |
| Document Number | 0114482665 |
| Book / Page | 11448 / 2665 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2025131018 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2730 TRANSIT RD, WEST SENECA, NY 14224-2523 |
| Name | Verified Name |
|---|---|
| Address | 3798 HOWARD RD, HAMBURG, NY 14075-2252 |
| Document Number | 0141679384 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 14167/9384 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 28, 2021 |
| Property Address | 3798 HOWARD RD, HAMBURG, NY 14075-2252 |
| Document Number | 0113824729 |
| Book / Page | 11382 / 4729 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021124675 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,928.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 TRANSIT RD, WEST SENECA, NY 14224-2523 |
| Investor | Possibly a Property Investor |
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Unified School District | Frontier Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 (-32.26%) | $25,000 (+127.27%) Land $11,000 Building $14,000 | $86,200 (+138.78%) Land $37,928 Building $48,272 |
| 2024 | $998.00 | $11,000 (-) Land $11,000 | $36,100 (+5.02%) Land $36,100 |
| 2023 | $11,000 Land $11,000 | $34,375 Land $34,375 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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