3797 Pointe Dr, Carp Lake, MI 49718 Property Records

Emmet County property record for 3797 Pointe Dr, Carp Lake, MI 49718

Property Summary

Property TypeSingle Family Home
Lot Size0.615 acres (26,809 sqft)
Owner2 Individual Names on Record
Last Sale$515,500 (Sep 2021)
Tax Bill$8,389 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN15-03-30-401-055

Property Details

APN / Parcel Number

Primary APN15-03-30-401-055

Exterior

Lot Area26,809 sqft (0.615 acres)

Location & Zoning

Street Address3797 POINTE DR
CityCARP LAKE
StateMI
Zip49718-9404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC RR
Legal DescriptionPLAT OF MACKINAW SHORES #2, LOTS 161 & 162. SECTION 30, T39N, R4W
Legal Range04W
Legal Township39N
Legal Section30
Legal SubdivisionMACKINAW SHORES
Legal Lot Number161-162
JurisdictionEMMET MI
Township / Civil DivisionWAWATAM
Census Block Group2
Census Block2065
Census Tract970100

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4877 GALLAGHER BLVD, WHITMORE LAKE, MI 48189-9773
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleNov 9, 2005
Deed Document Number20215189968
Deed Book / Page1237 / 7
Prior Transfer DateSep 28, 2015
Prior Transfer Doc1183/0375
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 10, 2021
Property Address3797 POINTE DR, CARP LAKE, MI 49718-9404
Document Number1237/7
Book / Page1237 / 7
Instrument DateSep 2, 2021
Instrument5189968
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4877 GALLAGHER BLVD, WHITMORE LAKE, MI 48189-9773

Mortgage

Document Number5189969
DateSep 10, 2021
Instrument5189969
Lender
NameDART BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term172 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionWawatam Township
Unified School DistrictPellston Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,800 (+5.5%) Land $287,800$575,600 (+5.5%) Land $575,600
2025$272,800 (+38.48%) Land $272,800$545,600 (+38.48%) Land $545,600
2024$8,389.00
2023$197,000 Land $197,000$394,000 Land $394,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimAug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Pointe Dr

Nearby Streets

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