3797 N Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 3797 N Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,568 sqft · built 1987
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Apr 2008)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-11-1003-002`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-11-1003-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modular
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	129,373 sqft (2.97 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3797 N FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-8475
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	N 485 FT OF E 266 FT OF S 1/2 OF NE 1/4 OF NE 1/4 2.97 ACRES SEC 11 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	11
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3797 N FORDNEY RD, HEMLOCK, MI 48626-8475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2008 · Amount on Record
Deed Sale	Apr 23, 2008 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Book / Page	2491 / 1754
Last Transfer Date	Feb 27, 2019
Transfer Doc	0000003897
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3797 N FORDNEY RD, HEMLOCK, MI 48626-8475
Document Number	0000016549
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3797 N FORDNEY RD HEMLOCK MI 486268475, HEMLOCK, MI 48626-8475

Mortgage

Document Number	0000016549
Date	Jun 21, 2019
Instrument	16549

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2024

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 27, 2019
Property Address	3797 N FORDNEY RD, HEMLOCK, MI 48626-8475
Document Number	0000003897
Instrument Date	Feb 27, 2019
Instrument	3897
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3797 N FORDNEY RD HEMLOCK MI 486268475, HEMLOCK, MI 48626-8475

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (-3.45%)	$128,600 (-3.45%)
2025	$2,822.00 (+17.24%) Homeowner's exemption
2023		$66,600	$133,200
2022	$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Fordney Rd

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