3797 Mitchell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3797 Mitchell Rd, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,584 sqft Living Area
Lot Size	20,299 sqft (0.466 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2023)
Tax Bill	$2,697.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`008-280-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,584 sqft Living Area
1st Floor	1,556 sqft 1st Floor
Basement Area	1,556 sqft Basement
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,299 sqft (0.466 acres)
Depth X Width	254 ft x 80 ft Depth x Width
Garage Area	1,012 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3797 MITCHELL RD
City	LAPEER
State	MI
Zip	48446-9631
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	09 19 900 000 00 T7N R9E LAKE LAPEER ESTATES LOT 3.
Legal Subdivision	LAKE LAPEER ESTATES
Legal Lot Number	3
Jurisdiction	LAPEER MI
Minor Civil Division	ELBA
Census Blockgroup	3
Census Block	3009
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-280-003-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3797 MITCHELL RD, LAPEER, MI 48446-9631
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 09, 2009 · Amount on Record
Deed Book / Page	3352 / 37
Record Refreshed	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 31, 2023
Property Address	3797 MITCHELL RD, LAPEER, MI 48446-9631
Document Number	0033520037
Book / Page	3352 / 37
Map Reference	LB 4 PG 38
Instrument Date	May 20, 2023
Transaction Type	Transfer
Record Updated	Jul 07, 2023
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,462.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 MITCHELL RD, LAPEER, MI 48446-9631

Mortgage

Document Number	0000335239
Date	May 31, 2023
Instrument	3352/39

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	52-Week T-Bill (1-Year)
Max Rate	11.6%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (-21.71%) Homeowner's exemption	$300,200 (+22.98%)	$600,400 (+22.98%)
2023		$244,100	$488,200
2022	$3,445.00

Flood & Wildfire

3797 Mitchell Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lapeer County (26087C), updated May 4, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 17th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.