Polk County property record for 3797 Chesnee Rd, Rutherfordton, NC 28139
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1950 |
| Lot Size | 8.75 acres (381,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,500 (Mar 2016) |
| Tax Bill | $2,982 (2026) |
| Deeds & Mortgages | Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P131-15 |
| Primary APN | P131-15 |
|---|---|
| Alternative APN |
|
| Lot Area | 381,150 sqft (8.75 acres) |
|---|
| Account Number | 57199 |
|---|---|
| Street Address | 3797 CHESNEE RD |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6996 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 8.75 ACRES, 610 GREEN CREEK RURAL |
| Legal Subdivision | GREEN CREEK RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920101 |
3797 Chesnee Rd is owned and occupied by two individuals who bought it in March 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3797 CHESNEE RD, RUTHERFORDTON, NC 28139-6996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2016 · Amount on File |
| Deed Sale | Mar 22, 2016 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 418 / 765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 17, 2019 |
| Property Address | 3797 CHESNEE RD, RUTHERFORDTON, NC 28139-6996 |
| Document Number | 00441/2236 |
| Book / Page | 441 / 2236 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 JOHNSON RD, WINGDALE, NY 12594-1827 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3797 Chesnee Rd was $2,982.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,982.00 | $561,331 (-) Land $128,000 Building $433,331 | $561,331 (-) Land $128,000 Building $433,331 |
| 2025 | $2,982.00 | $561,331 Land $128,000 Building $433,331 | $561,331 Land $128,000 Building $433,331 |
| 2023 | $2,629.00 | $412,008 Land $84,250 Building $327,758 | |
| 2021 | $412,008 Land $84,250 Building $327,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3797 Chesnee Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3797 Chesnee Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: AT&T, Skyrunner, Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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