3796 Meldrum Rd, Casco, MI 48064 Property Records

St. Clair County property record for 3796 Meldrum Rd, Casco, MI 48064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,172 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2018)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-12-009-3003-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-009-3003-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,172 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	217,800 sqft (5 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3796 MELDRUM RD
City	CASCO
State	MI
Zip	48064-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 165' OF N 1/2 OF NE 1/4 OF SE 1/4 5 A T4N R15E SEC 09
Legal Range	15E
Legal Township	04N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1036
Census Tract	651200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3796 MELDRUM RD, CASCO, MI 48064-1900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE WATER FCU
Apr 27, 2018	Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	20189848
Deed Book / Page	4939 / 411
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	003851/423
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3796 MELDRUM RD, CASCO, MI 48064-1900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052270137
Date	Aug 18, 2020
Book Page	5227/137
Instrument	2020019508

Lender

Name	BLUE WATER FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 27, 2018
Property Address	3796 MELDRUM RD, CASCO, MI 48064-1900
Document Number	0004939411
Book / Page	4939 / 411
Instrument Date	Apr 6, 2018
Instrument	2018009848
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 VICTORIAN WOODS CT, MARYSVILLE, MI 48040-1500

Mortgage

Document Number	0049390413
Date	Apr 27, 2018
Book Page	4939/413
Instrument	2018009849

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,600 (+5.38%)	$423,200 (+5.38%)
2025	$4,354.00 (+4.14%) Homeowner's exemption	$200,800 (+10.63%)
2024	$4,181.00 (+4.92%)		$401,600 (+10.63%)
2023		$181,500
2022	$3,985.00		$363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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