3796 Lindsay Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3796 Lindsay Rd, Everson, WA 98247

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 2010
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (May 2024)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`400415-130020-0000`

Property Details

APN / Parcel Number

Primary APN	`400415-130020-0000`
Alternative APNs	`137444` `532954`

Interior

Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	48 ft deep x 52 ft wide
Deck Area	664 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	137444
Street Address	3796 LINDSAY RD
City	EVERSON
State	WA
Zip	98247-9251
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	THAT PTN S 1/2 OF SW LY WLY OF TELEGRAPH RD-ELY OF SR 9-LESS RDS 08 STARVIEW S#STA0291980RAB 52X48 (TE AF 2100703023)
Legal Range	04
Legal Township	40
Legal Section	15
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2009
Census Tract	10201

Owner

3796 Lindsay Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2024.

Source: Whatcom County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3796 LINDSAY RD, EVERSON, WA 98247-9251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jul 20, 2021	Deed of Trust, Mortgage JOHN LUNBECK ETAL
Aug 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage DON POWER ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	202485
Prior Transfer Date	Jul 5, 2016
Prior Transfer Doc	0000702673
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 1, 2024
Property Address	3796 LINDSAY RD, EVERSON, WA 98247-9251
Document Number	0000500085
Instrument Date	Apr 18, 2024
Instrument	2024-0500085
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,237.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 LINDSAY RD, EVERSON, WA 98247-9251

Mortgage

Document Number	0000500086
Date	May 1, 2024
Instrument	2024-0500086

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3796 LINDSAY RD, EVERSON, WA 98247-9251
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 LINDSAY RD, EVERSON, WA 98247-9251

Mortgage

Document Number	0000703588
Date	Jul 20, 2021
Instrument	2021-0703588

Lender

Name	JOHN LUNBECK ETAL
Type	Private Party
Address	13504 46TH PL W, MUKILTEO, WA 98275

Agreement

Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3796 LINDSAY RD, EVERSON, WA 98247-9251
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 LINDSAY RD, EVERSON, WA 98247-9251

Mortgage

Document Number	0000800127
Date	Aug 2, 2023
Instrument	2023-0800127

Lender

Name	DON POWER ETAL
Type	Private Party
Address	891 PETERSON RD, BURLINGTON, WA 98233

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3796 Lindsay Rd was $3,894.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00	$429,174 Land $276,288 Building $152,886	$429,174 Land $276,288 Building $152,886
2022		$355,025 Land $167,400 Building $187,625	$355,025 Land $167,400 Building $187,625
2021	$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3796 Lindsay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3796 Lindsay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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