Cooke County property record for 3796 FM 2896, Gainesville, TX 76240
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 3,000 sqft · built 2009 |
| Lot Size | 19.3 acres (842,450 sqft) |
| Owner | Company Name on File |
| Tax Bill | $785 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1035-001-00000 |
| Primary APN | 1035-001-00000 |
|---|---|
| Alternative APN |
|
| Building Area | 3,000 sqft Total Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 842,450 sqft (19.3 acres) |
| Account Number | 1035-001-00000 |
|---|---|
| Street Address | 3796 FM 2896 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7232 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | TURNER RD 1035 ACRES 19.34 |
| Legal Subdivision | TURNER RD |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 100 |
3796 FM 2896, an agricultural property, is owned by a company.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8301 E PRENTICE AVE, 100, GREENWOOD VILLAGE, CO 80111-2904 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jul 22, 2026 |
| Property Address | 3796 FM 2896, GAINESVILLE, TX 76240-7232 |
| Document Number | 0000005446 |
| Book / Page | 2797 / 619 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20265446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000005446, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2797/619 |
| Instrument | 20265446 |
| Name | MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 21, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jul 22, 2026 |
| Property Address | 3796 FM 2896, GAINESVILLE, TX 76240-7232 |
| Document Number | 0000005446 |
| Book / Page | 2797 / 619 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20265446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000005446, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2797/619 |
| Instrument | 20265446 |
| Name | MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 21, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 3796 FM 2896 was $785.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $785.00 | $56,665 (-0.07%) | $571,857 (-) Land $516,662 Building $55,195 |
| 2025 | $785.00 (+6.8%) | $56,704 Land $1,509 Building $55,195 | $571,857 Land $516,662 Building $55,195 |
| 2024 | $735.00 | ||
| 2023 | $42,229 Land $1,702 Building $40,527 | $272,607 Land $232,080 Building $40,527 | |
| 2022 | $628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3796 FM 2896 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3796 FM 2896 is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: ElektraFi, Element8.
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