3796 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 3796 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 648 sqft · built 1950
Lot Size	0.832 acres (36,242 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Mar 2024)
Tax Bill	$724 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-(A)-L106`

Property Details

APN / Parcel Number

Primary APN	`114-(A)-L106`
Alternative APNs	`R9438` `9438`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	648 sqft Living Area
Gross Area	723 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	36,242 sqft (0.832 acres)
Driveway	Gravel Driveway
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R9438
Street Address	3796 E POINT RD
City	ELKTON
State	VA
Zip	22827-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	BOONES RUN
Legal Subdivision	BOONES RUN
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1023
Census Tract	10301

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3796 E POINT RD, ELKTON, VA 22827-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 29, 2024	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	20246613
Deed Book / Page	5788 / 518
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Recording Date	Jul 28, 2026
Property Address	3796 E POINT RD, ELKTON, VA 22827-2635
Document Number	0000016263
Book / Page	6077 / 344
Instrument Date	Jun 30, 2026
Instrument	202616263
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 E POINT RD, ELKTON, VA 22827-2635

Mortgage

Document Number	0000016263,
Date	Jul 28, 2026
Book Page	6077/344
Instrument	202616263

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Mar 29, 2024
Property Address	3796 E POINT RD, ELKTON, VA 22827-2635
Document Number	005788/518
Book / Page	5788 / 518
Map Reference	MB 5055 PG 343
Instrument Date	Mar 26, 2023
Instrument	2024-06613
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TTL ESCROW & STLMTS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 E POINT RD, ELKTON, VA 22827-2635

Mortgage

Document Number	0202406614
Date	Mar 29, 2024
Instrument	2024-06614

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Oct 24, 2018
Property Address	3796 E POINT RD, ELKTON, VA 22827-2635
Document Number	5055/343
Book / Page	5055 / 343
Instrument Date	Oct 21, 2018
Instrument	2018-00027836
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 STELLA LN, LURAY, VA 22835-6523

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$724.00 (+8.55%)	$109,700 (+11.71%) Land $49,000 Building $60,700	$109,700 (+11.71%) Land $49,000 Building $60,700
2023	$667.00	$98,200 Land $35,000 Building $63,200	$98,200 Land $35,000 Building $63,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2006–2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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