Schuyler County and Hector Town property record for 3796 Co Rd 2, Hector, NY 14841
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 2021 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,318 (2026) |
| Deeds & Mortgages | Sep 2025 Refinance Jun 2022 Refinance |
| APN | 442689 12.00-2-29.2 |
| Primary APN | 442689 12.00-2-29.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 401-1827-00 |
|---|---|
| Street Address | 3796 COUNTY ROAD 2 |
| City | HECTOR |
| State | NY |
| Zip | 14841-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 29.002 |
| Jurisdiction | SCHUYLER NY |
| Township / Civil Division | HECTOR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950100 |
3796 Co Rd 2 is owned and occupied by two individuals.
Source: Schuyler County and Hector Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3796 COUNTY ROAD 2, HECTOR, NY 14841-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Jun 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLER NY |
| Property Address | 3796 COUNTY ROAD 2, HECTOR, NY 14841-9708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 000621/499 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 621/499 |
| Instrument | 1699 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLER NY |
| Property Address | 3796 COUNTY ROAD 2, HECTOR, NY 14841-9708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 000588/275 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 588/275 |
| Instrument | 1314 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 3796 Co Rd 2 was $4,318, down 1.5% from the year before.
Source: Schuyler County and Hector Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schuyler County |
| County Subdivision | Hector Town |
| Unified School District | Watkins Glen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,318.00 (-1.51%) | ||
| 2025 | $4,384.00 | $203,000 Land $33,000 Building $170,000 | $278,100 Land $45,208 Building $232,892 |
| 2023 | $203,000 Land $33,000 Building $170,000 | $233,333 Land $37,931 Building $195,402 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3796 Co Rd 2; there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1993–2014) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3796 Co Rd 2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
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