3796 Carol Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 3796 Carol Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,510 sqft · built 1995
Lot Size	0.208 acres (9,048 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Nov 2018)
Tax Bill	$7,108 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`499-373-76-00`

Property Details

APN / Parcel Number

Primary APN	`499-373-76-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,048 sqft (0.208 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3796 CAROL WAY
City	SPRING VALLEY
State	CA
Zip	91977-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 3 TR PM16918
Legal Tract	16918
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1018
Census Tract	13801

Owner

3796 Carol Way is owned and occupied by an individual who bought it in November 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1318 HOPE DR, 205, SANTA CLARA, CA 95054-1799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 20, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	2018483218
Prior Transfer Date	Apr 2, 2007
Prior Transfer Doc	0000240205
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3796 CAROL WAY, SPRING VALLEY, CA 91977-1041
Document Number	0000072481
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 CAROL WAY SPRING VALLEY CA 919771041, SPRING VALLEY, CA 91977-1041

Mortgage

Document Number	0000072481
Date	Feb 12, 2020
Instrument	72481

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2018
Property Address	3796 CAROL WAY, SPRING VALLEY, CA 91977-1041
Document Number	0000483218
Instrument Date	Nov 7, 2018
Instrument	483218
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 CAROL WAY SPRING VALLEY CA 919771041, SPRING VALLEY, CA 91977-1041

Mortgage

Document Number	483219
Date	Nov 20, 2018
Instrument	483219

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3796 Carol Way was $7,108 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,530 (+2%) Land $215,810 Building $341,720
2025	$7,108.00 Homeowner's exemption	$546,599 Land $211,579 Building $335,020
2023	$6,640.00 (+1.56%) Homeowner's exemption	$525,375 Land $203,364 Building $322,011
2022	$6,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3796 Carol Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3796 Carol Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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