Alameda County property record for 37955 Harbor Light Rd, Newark, CA 94560
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 2,192 sqft · built 2019 |
| Lot Size | 0.07 acres (3,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,490,000 (Dec 2021) |
| Tax Bill | $18,959 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-262-6 |
| Primary APN | 92-262-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,080 sqft (0.07 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 37955 HARBOR LIGHT RD |
|---|---|
| City | NEWARK |
| State | CA |
| Zip | 94560-3492 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 444304 |
Source: Alameda County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37955 HARBOR LIGHT RD, NEWARK, CA 94560-3492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 16, 2021 | Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 2021398838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 37955 HARBOR LIGHT RD, NEWARK, CA 94560-3492 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 37955 HARBOR LIGHT RD, NEWARK, CA 94560-3492 |
| Document Number | 0000286714 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021286714 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Dec 16, 2021 |
| Property Address | 37955 HARBOR LIGHT RD, NEWARK, CA 94560-3492 |
| Document Number | 0000398838 |
| Map Reference | MB 353 PG 17-28 |
| Instrument Date | Dec 11, 2021 |
| Instrument | 2021398838 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37955 HARBOR LIGHT RD, NEWARK, CA 94560-3492 |
| Document Number | 0000398839 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021398839 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.15% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.15% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.15% |
Source: Alameda County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Newark City |
| Unified School District | Newark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,959.00 (+4.33%) Homeowner's exemption | $1,581,187 (+4.04%) Land $474,356 Building $1,106,831 |
| 2023 | $18,173.00 Homeowner's exemption | $1,519,800 Land $455,940 Building $1,063,860 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Tekify Fiber & Wireless Fixed Wireless | 570 / 120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, Sail Internet.
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