37952 Luma Ter, Newark, CA 94560 Property Records

Alameda County property record for 37952 Luma Ter, Newark, CA 94560

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,540 sqft · built 2015
Lot Size	0.401 acres (17,454 sqft)
Owner	Individual Name on File
Last Sale	$1,110,000 (Oct 2024)
Tax Bill	$13,524 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2598-84`

Property Details

APN / Parcel Number

Primary APN	`92A-2598-84`
Alternative APN	`092A-2598-084-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	17,454 sqft (0.401 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37952 LUMA TER
City	NEWARK
State	CA
Zip	94560-4825
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 8130 LOT: 6 BLDG: UNIT:57
Legal Subdivision	8130 CANOPY/TIMBER PH 5
Legal Tract	8130
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2002
Census Tract	444601

Owner

37952 Luma Ter, a condominium, is owned and occupied by an individual who bought it in October 2024.

Source: Alameda County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	37952 LUMA TER, NEWARK, CA 94560-4825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	2024128123
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 19, 2023
Property Address	37952 LUMA TER, NEWARK, CA 94560-4825
Document Number	0000147632
Map Reference	MB 327 PG 16-22
Instrument Date	Dec 8, 2023
Instrument	2023147632
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	37952 LUMA TER, NEWARK, CA 94560-4825

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37952 LUMA TER, NEWARK, CA 94560-4825
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37952 LUMA TER, NEWARK, CA 94560-4825

Mortgage

Document Number	0000008406
Date	Jan 12, 2022
Instrument	2022008406

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37952 LUMA TER, NEWARK, CA 94560-4825
Document Number	0000103885
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	37952 LUMA TER NEWARK CA 945604825, NEWARK, CA 94560-4825

Mortgage

Document Number	0000103885
Date	May 5, 2020
Instrument	103885

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 37952 Luma Ter was $13,524, up 33.5% from the year before.

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,524.00 (+33.5%)	$1,110,000 Land $333,000 Building $777,000
2024	$10,130.00 (+2.7%)
2023	$9,864.00 Homeowner's exemption	$804,317 Land $241,215 Building $563,102	$971,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37952 Luma Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 37952 Luma Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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