3794 S Lail Ave, Morganton, NC 28655 Property Records

Burke County property record for 3794 S Lail Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1972
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Nov 2019)
Tax Bill	$1,675 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1773242820`

Property Details

APN / Parcel Number

Primary APN	`1773242820`
Alternative APN	`25480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Flooring	Tile

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	108 sqft
Patio Area	140 sqft
Pole Barn	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3794 S LAIL AVE
City	MORGANTON
State	NC
Zip	28655-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DEN
Legal Description	3794 S LAIL AVE MORGANTON, NC 28655
Legal Subdivision	MINNIE LAIL SUDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4011
Census Tract	20301

Owner

3794 S Lail Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3794 S LAIL AVE, MORGANTON, NC 28655-7220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Deed Document Number	20192017034663
Deed Book / Page	2436 / 430
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 26, 2019
Property Address	3794 S LAIL AVE, MORGANTON, NC 28655-7220
Document Number	0024360430
Book / Page	2436 / 0430
Map Reference	MB 5 PG 84
Instrument Date	Nov 14, 2019
Instrument	2017034663
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N6037 HIGH POINT RD, N6037, JUNEAU, WI 53039-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3794 S LAIL AVE, MORGANTON, NC 28655-7220

Mortgage

Document Number	2017034664
Date	Nov 26, 2019
Instrument	2017034664

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3794 S Lail Ave was $1,675, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,675.00 (+0.3%)	$193,691 (-) Land $17,061 Building $176,630	$193,691 (-) Land $17,061 Building $176,630
2025	$1,670.00	$193,691 Land $17,061 Building $176,630	$193,691 Land $17,061 Building $176,630
2023	$1,734.00	$193,691 Land $17,061 Building $176,630	$193,691 Land $17,061 Building $176,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3794 S Lail Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3794 S Lail Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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