3794 Cooper Rd, Cumberland, OH 43732 Property Records

Guernsey County property record for 3794 Cooper Rd, Cumberland, OH 43732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	1 Baths
Square Footage	2,016 sqft Living Area
Lot Size	2,055,161 sqft (47.1 acres)
Occupancy	Owner Occupied
Last Sale	$5,000 (2025)
Tax Bill	$2,003.00 (2025)

Owner

Source: Guernsey County records · APN 36-0000050.000

Assessment roll updated March 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3794 COOPER RD, CUMBERLAND, OH 43732-9330
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY NATIONAL BANK
Jan 11, 2022	Warranty Deed, Transfer
Jan 04, 2019	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CENTURY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2025 · Amount on Record
Deed Sale	Jul 08, 2025 · Amount on Record
Prior Sale	Jan 04, 2019 · Amount on Record
Deed Doc Number	20254704
Deed Book / Page	606 / 995
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	00599/3362
Record Refreshed	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	3794 COOPER RD, CUMBERLAND, OH 43732-9330
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00561/2031
Date	Feb 14, 2019
Book Page	561/2031
Instrument	201900000882

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jan 11, 2022
Property Address	3794 COOPER RD, CUMBERLAND, OH 43732-9330
Document Number	00579/5964
Book / Page	579 / 5964
Instrument Date	Nov 12, 2021
Instrument	202200000173
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	56007 SPENCER RD, CUMBERLAND, OH 43732-9796

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jan 04, 2019
Property Address	3794 COOPER RD, CUMBERLAND, OH 43732-9330
Document Number	00560/4247
Book / Page	560 / 4247
Instrument Date	Dec 20, 2018
Instrument	201900000107
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3794 COOPER RD, CUMBERLAND, OH 43732-9330

Mortgage

Document Number	201900000108
Date	Jan 04, 2019
Instrument	201900000108

Lender

Name	CENTURY NATIONAL BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Spencer Township
Unified School District	Rolling Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (-2.86%) Additional exemption filed	$86,401 (-4.39%) Land $51,968 Building $34,433
2024	$2,062.00 (+28.55%) Homeowner's exemption Additional exemption filed	$90,367 (+27.38%) Land $55,934 Building $34,433	$246,860 (+115.69%) Land $148,480 Building $98,380
2023	$1,604.00 (-1.41%) Additional exemption filed	$70,942 (+77.09%) Land $43,824 Building $27,118
2022	$1,627.00 Additional exemption filed	$40,060 Land $12,940 Building $27,120	$114,450 (-43.53%) Land $36,970 Building $77,480
2021			$202,690 Land $125,210 Building $77,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`36-0000050.000`
Alternative APN	`000512-3`

Interior

Full Baths	1 Baths
Building Area	2,016 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Basement Area	288 sqft Basement
Stories	1 Stories

Exterior

Construction Type	Frame Construction
Roof Material	Slate Roof
Lot Area	2,055,161 sqft (47.1 acres)
Porch Area	144 sqft Porch
Topography	Rolling Topography
Pole Structure	1,728 sqft Pole Structure

Utilities and HVAC

Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	000512-3
Street Address	3794 COOPER RD
City	CUMBERLAND
State	OH
Zip	43732-9330
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	R10 T9 SS07 PT NE 1/4
Legal Range	10W
Legal Township	09N
Legal Section	07
Legal Tract	9
Jurisdiction	GUERNSEY OH
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3024
Census Tract	978000

3794 Cooper Rd, Cumberland, OH 43732 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Cooper Rd

Nearby Streets

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