Lake County property record for 37932 Clark Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,050 sqft · built 1930 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,649,000 (Apr 2013) |
| Tax Bill | $5,902 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-029-A-00-022-0 |
| Primary APN | 27-A-029-A-00-022-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,131 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,810 sqft (0.179 acres) |
| Lot Dimensions | 110 ft deep x 71 ft wide |
| View / Lot | Extra Front |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 37932 CLARK CT |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MFL |
| Legal Description | LOT 1 TRACT 3 PART OF S/L 6 & 7 |
| Legal Subdivision | CLARK SUBDIVISION |
| Legal Tract | 3 |
| Legal Block | 1 |
| Legal Lot Number | 1,6,7 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 201400 |
37932 Clark Ct is owned and occupied by an individual who bought it in April 2013.
Source: Lake County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37932 CLARK CT, WILLOUGHBY, OH 44094-6145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2013 · Amount on File |
| Deed Sale | Apr 11, 2013 · Amount on File |
| Prior Sale | Sep 21, 2010 · Amount on File |
| Deed Document Number | 201310703 |
| Prior Transfer Date | Nov 24, 1997 |
| Prior Transfer Doc | 0000000683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 6, 2026 |
| Property Address | 37932 CLARK CT, WILLOUGHBY, OH 44094-6145 |
| Document Number | 0000014614 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202614614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 37932 CLARK CT, WILLOUGHBY, OH 44094-6145 |
| Document Number | 0000014614, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202614614 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37932 CLARK CT, WILLOUGHBY, OH 44094-6145 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045065 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021R045065 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,900 Land $15,440 Building $58,460 | $211,140 Land $44,100 Building $167,040 | |
| 2023 | $5,902.00 (+54.06%) Homeowner's exemption | $62,340 (-) Land $12,730 Building $49,610 | |
| 2022 | $3,831.00 Homeowner's exemption | $62,340 Land $12,730 Building $49,610 | |
| 2021 | $178,100 Land $36,360 Building $141,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 37932 Clark Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 37932 Clark Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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