Santa Cruz County property record for 3793 Cindy Ln, Soquel, CA 95073 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,582 sqft · built 1969 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $611,000 (Mar 2004) |
| Tax Bill | $11,507 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-221-34 |
| Primary APN | 102-221-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3793 CINDY LN |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VALLEY VIEW SUB TR #445 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-221-34
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2004 · Amount on Record |
| Deed Sale | Mar 19, 2004 · Amount on Record |
| Prior Sale | Nov 20, 2000 · Amount on Record |
| Deed Document Number | 200417910 |
| Last Transfer Date | May 14, 2015 |
| Transfer Doc | 0000024856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Document Number | 0000021539 |
|---|---|
| Date | Nov 07, 2023 |
| Instrument | 2023-0021539 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Document Number | 0000012806 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 2021-0012806 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3793 CINDY LN, SOQUEL, CA 95073-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028437 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-0028437 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,093 (+2%) Land $531,657 Building $354,436 | ||
| 2025 | $11,507.00 (+9.99%) Homeowner's exemption | $868,719 (+4.04%) Land $521,233 Building $347,486 | |
| 2023 | $10,462.00 (+1.19%) Homeowner's exemption | $834,985 Land $500,992 Building $333,993 | $1,130,940 |
| 2022 | $10,339.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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