3792 River Rd, Mitchell (Osage), IA 50461 Property Records

Mitchell County property record for 3792 River Rd, Mitchell, IA 50461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,579 sqft · built 2016
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2023)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1017200015`

Property Details

APN / Parcel Number

Primary APN	`1017200015`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,579 sqft Living Area
1st Floor Area	1,977 sqft
Basement Area	1,977 sqft
Finished Basement	1,600 sqft
Unfinished Basement	377 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	146 sqft
Deck Area	384 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3792 RIVER RD
City	OSAGE
State	IA
Zip	50461-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A IN PART OF LOT 9 NE 1/4 PER SURVEY 2016-981
Legal Range	17W
Legal Township	98N
Legal Section	17
Legal Lot Number	9
Jurisdiction	MITCHELL IA
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1108
Census Tract	560200

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3792 RIVER RD, OSAGE, IA 50461-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Apr 21, 2017	Deed of Trust, Mortgage · Closed-End Mortgage THE HOME TRUST & SAVINGS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	2023383
Deed Book / Page	2023 / 383
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	3792 RIVER RD, MITCHELL, IA 50461-8003
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/384
Date	Mar 24, 2023
Book Page	2023/384
Instrument	2023 384

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	3792 RIVER RD, MITCHELL, IA 50461-8003
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0712
Date	Apr 21, 2017
Book Page	2017/0712
Instrument	2017 0712

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	3792 RIVER RD, MITCHELL, IA 50461-8003
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2238
Date	Nov 17, 2021
Book Page	2021/2238
Instrument	2021 2238

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,212.00 (+0.06%) Homeowner's exemption	$553,880 (+4.71%) Land $44,390 Building $509,490	$553,880 (+4.71%) Land $44,390 Building $509,490
2024	$6,208.00 (+3.78%)
2023		$528,990 (+18.71%) Land $44,390 Building $484,600	$528,990 (+18.71%) Land $44,390 Building $484,600
2022	$5,982.00 Homeowner's exemption	$445,620 Land $44,390 Building $401,230
2021			$445,620 Land $44,390 Building $401,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Osage Municipal Utilities Fiber	500 / 50
GigFire Fixed Wireless	150 / 130

Cell Coverage

No cell data coverage reported

Nearby Streets

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