Imperial County property record for 3792 Palm Dr, Thermal, CA 92274
| Property Type | Mobile Home |
|---|---|
| Details | 1,506 sqft · built 1995 |
| Lot Size | 0.225 acres (9,781 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Feb 2026) |
| Tax Bill | $1,703 (2025) |
| Deeds & Mortgages | Aug 2023 Reverse Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-112-015-000 |
| Primary APN | 001-112-015-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Lot Area | 9,781 sqft (0.225 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 3792 PALM DR |
|---|---|
| City | THERMAL |
| State | CA |
| Zip | 92274-7100 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 4 BLOCK 15 DESERT SHORES UNIT NO 3 FM 2 27 |
| Legal Subdivision | DESERT SHORES |
| Legal Block | 15 |
| Legal Lot Number | 4 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | WEST IMPERIAL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 12302 |
Source: Imperial County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3792 PALM DR, THERMAL, CA 92274-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 11, 2026 | Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Feb 9, 2012 · Amount on Record |
| Deed Document Number | 20261991 |
| Prior Transfer Date | Apr 14, 2011 |
| Prior Transfer Doc | 0000010237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 3792 PALM DR, THERMAL, CA 92274-7100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3792 PALM DR, THERMAL, CA 92274-7100 |
| Document Number | 0000013162 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023013162 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Feb 11, 2026 |
| Property Address | 3792 PALM DR, THERMAL, CA 92274-7100 |
| Document Number | 0000001991 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026001991 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3792 PALM DR, THERMAL, CA 92274-7100 |
| Document Number | 0000001992 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026001992 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Unified School District | Coachella Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $255,000 (+301.95%) Land $15,300 Building $239,700 | |
| 2025 | $1,703.00 (+2.71%) | $63,440 (+2.6%) Land $6,275 Building $57,165 |
| 2024 | $1,658.00 (+2.66%) | |
| 2023 | $1,615.00 (-58.98%) Homeowner's exemption | $61,832 Land $6,032 Building $55,800 |
| 2022 | $3,937.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1995) |
| Most Recent Claim | Apr 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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