Clermont County property record for 3791 Charter Oak, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,108 sqft · built 1983 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,500 (Aug 2022) |
| Tax Bill | $3,637 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-23D-296 |
| Primary APN | 03-20-23D-296 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 430 sqft |
| Finished Basement | 430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 752 sqft |
| Patio Area | 752 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3791 CHARTER OAK |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE CREEK SECTION B; LOT 76 |
| Legal Subdivision | SYCAMORE CREEK |
| Legal Lot Number | 76 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41104 |
3791 Charter Oak is owned and occupied by an individual who bought it in August 2022.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3791 CHARTER OAK, AMELIA, OH 45102-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on File |
| Deed Sale | Aug 16, 2022 · Amount on File |
| Prior Sale | Nov 6, 2012 · Amount on File |
| Deed Document Number | 202221019 |
| Deed Book / Page | 2926 / 5355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 16, 2022 |
| Property Address | 3791 CHARTER OAK, AMELIA, OH 45102-1428 |
| Document Number | 0000021019 |
| Book / Page | 2926 / 5355 |
| Map Reference | CAB 3 PG 65-67 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 202200021019 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3791 CHARTER OAK, AMELIA, OH 45102-1428 |
| Document Number | 0000021020 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202200021020 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3791 CHARTER OAK, AMELIA, OH 45102-1428 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013999 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 2878/5183 |
| Instrument | 202100013999 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 27, 2036 |
The 2025 property tax bill for 3791 Charter Oak was $3,637 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,637.00 | $78,130 Land $17,540 Building $60,590 | |
| 2024 | $223,200 (-) Land $50,100 Building $173,100 | ||
| 2023 | $6,610.00 (+138.28%) Homeowner's exemption | $78,130 (+49.02%) Land $17,540 Building $60,590 | $223,200 Land $50,100 Building $173,100 |
| 2022 | $2,774.00 Homeowner's exemption | $52,430 Land $11,550 Building $40,880 | |
| 2020 | $149,800 Land $33,000 Building $116,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3791 Charter Oak in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3791 Charter Oak is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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