Cook County property record for 3790 Whispering Trails Dr, Hoffman Estates, IL 60192
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,251 sqft · built 1977 |
| Lot Size | 0.194 acres (8,442 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (May 2026) |
| Tax Bill | $8,086 (2023) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-25-201-012 |
| Primary APN | 01-25-201-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,251 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,442 sqft (0.194 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3790 WHISPERING TRAILS DR |
|---|---|
| City | HOFFMAN ESTATES |
| State | IL |
| Zip | 60192-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (POPLAR) (HILLS) (UNIT2B) SUB OF PT OF NE SEC 25-42-09 |
| Legal Range | 09E |
| Legal Township | 42N |
| Legal Section | 25 |
| Legal Subdivision | POPLAR HILLS UNIT2B |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Legal Unit | 2B |
| Jurisdiction | COOK IL |
| Township / Civil Division | BARRINGTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 804202 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3200 ILLINOIS RD, NORTHFIELD, IL 60093-3544 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE SERVICES INC |
| Feb 16, 2024 | Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Feb 16, 2024 · Amount on Record |
| Deed Document Number | 202614020390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Document Number | 0023746122 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2223746122 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 20, 2026 |
| Property Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Document Number | 0000020390 |
| Instrument Date | May 2, 2026 |
| Instrument | 2026.20390 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3200 ILLINOIS RD, NORTHFIELD, IL 60093-3544 |
| Document Number | 0000000020, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026.140.2026.140.20 |
| Name | BAY MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 16, 2024 |
| Property Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Document Number | 0004741151 |
| Map Reference | DOC 23828365 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2404741151 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3790 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1563 |
| Document Number | 0004741152 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2404741152 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Barrington Township |
| Municipality | Hoffman Estates Village |
| Unified School District | Barrington Community Unit School District 220 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,000 (+28.58%) Land $8,020 Building $36,980 | $450,000 (+28.58%) Land $80,200 Building $369,800 | |
| 2023 | $8,086.00 (+2.74%) | ||
| 2022 | $7,870.00 (-4.15%) Homeowner's exemption | $34,999 (+8.26%) Land $6,753 Building $28,246 | $349,990 (+8.26%) Land $67,530 Building $282,460 |
| 2021 | $8,211.00 Homeowner's exemption | $32,329 Land $4,432 Building $27,897 | $323,290 Land $44,320 Building $278,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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