3790 NW 4th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3790 NW 4th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Residential Vacant Land
Details	720 sqft · built 1973
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,500 (Sep 2025)
Tax Bill	$368 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-37-35-0010-00000-027A`

Property Details

APN / Parcel Number

Primary APN	`1-04-37-35-0010-00000-027A`
Alternative APN	`R1043735001000000027A`

Exterior

Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 105 ft wide

Location & Zoning

Street Address	3790 NW 4TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1754
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WHISPERING PINES (PLAT BOOK 3 PAGE 25) BEGINNING AT THE NW CORNER OF 27, WHISPERING PINES, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 3, PAGE 25, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA, AND RUN EAST A DISTANCE OF 105.00 FEET TO A POINT
Legal Range	35E
Legal Township	37S
Legal Section	04
Legal Subdivision	WHISPERING PINES
Legal Lot Number	27
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3000
Census Tract	910201

Owner

Source: Okeechobee County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 5, 2022	Warranty Deed, Transfer PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Apr 6, 2018	Quit Claim Deed, Transfer CLEAR TITLE
Jan 12, 2018	Warranty Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	202510520
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0008050821
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 17, 2025
Property Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754
Document Number	0000010520
Map Reference	MB 3 PG 25
Instrument Date	Sep 5, 2025
Instrument	2025010520
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,648.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 LAS PALMAS PARK, BOYNTON BEACH, FL 33435-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754

Mortgage

Document Number	0000010521
Date	Sep 17, 2025
Instrument	2025010521

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000010522
Date	Sep 17, 2025
Instrument	2025010522

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 5, 2022
Property Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754
Document Number	0000010708
Map Reference	MB 3 PG 25
Instrument Date	Aug 3, 2022
Instrument	2022010708
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 S US HIGHWAY 1223, 1950, VERO BEACH, FL 32962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 LAS PALMAS PARK, BOYNTON BEACH, FL 33435-2405

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 6, 2018
Property Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754
Document Number	0008050821
Book / Page	000805 / 000821
Instrument Date	Apr 4, 2018
Instrument	4692
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 US HIGHWAY 441 SE OKEECHOBEE FL 349747414, OKEECHOBEE, FL 34974-7414

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 12, 2018
Property Address	3790 NW 4TH AVE, OKEECHOBEE, FL 34972-1754
Document Number	0008001731
Book / Page	000800 / 001731
Instrument Date	Jan 11, 2018
Instrument	399
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7284 NE 5TH ST OKEECHOBEE FL 349748109, OKEECHOBEE, FL 34974-8109

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$368.00 (+6.05%)	$15,456 (+6.67%) Land $15,456	$15,456 (+6.67%) Land $15,456
2024	$347.00 (+2.06%)	$14,490 (-) Land $14,490	$14,490 (-) Land $14,490
2023	$340.00 (+26.87%)	$14,490 (-) Land $14,490	$14,490 (-) Land $14,490
2022	$268.00	$14,490 Land $14,490	$14,490 Land $14,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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