3790 Lovers Ln, Monroe, GA 30656 Property Records

Walton County property record for 3790 Lovers Ln, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2019)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`N084A-003`

Property Details

APN / Parcel Number

Primary APN	`N084A-003`
Alternative APN	`28971`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Heated Area
1st Floor Area	1,472 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	154 sqft
Patio Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28971
Street Address	3790 LOVERS LN
City	MONROE
State	GA
Zip	30656-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT#2/HIGH MEADOWS
Legal Subdivision	HIGH MEADOWS
Legal Lot Number	2
Jurisdiction	WALTON GA
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1019
Census Tract	110101

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3790 LOVERS LN, MONROE, GA 30656-8555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD MORTGAGE
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
May 29, 2024	Deed of Trust, Mortgage · Line of Credit LOAN DEPOT COM
Dec 9, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 2, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	0000450047
Deed Book / Page	4500 / 47
Last Transfer Date	Dec 9, 2019
Transfer Doc	0045000047
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 LOVERS LN, MONROE, GA 30656-8555

Mortgage

Document Number	0047660000000280
Date	Jan 19, 2021
Book Page	0000004766/0000000280
Instrument	000994

Lender

Name	NEIGHBORHOOD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 LOVERS LN, MONROE, GA 30656-8555

Mortgage

Document Number	0050390000000387
Date	Dec 17, 2021
Book Page	0000005039/0000000387
Instrument	2021023063

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054810000000472
Date	May 29, 2024
Book Page	0000005481/0000000472
Instrument	2024005697

Lender

Name	LOAN DEPOT COM

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 9, 2019
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Document Number	0045000047
Book / Page	004500 / 000047
Instrument Date	Dec 6, 2019
Instrument	15335
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3790 LOVERS LN MONROE GA 306568555, MONROE, GA 30656-8555

Mortgage

Document Number	45000049
Date	Dec 9, 2019
Book Page	004500/000049
Instrument	15336

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Document Number	0045940301
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 LOVERS LN MONROE GA 306568555, MONROE, GA 30656-8555

Mortgage

Document Number	0045940301
Date	May 21, 2020
Book Page	004594/000301

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 2, 2019
Property Address	3790 LOVERS LN, MONROE, GA 30656-8555
Document Number	0044950438
Book / Page	004495 / 000438
Instrument Date	Nov 25, 2019
Instrument	14980
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 LOVERS LN MONROE GA 306568555, MONROE, GA 30656-8555

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+5.37%)	$142,280 (+4.43%) Land $29,640 Building $112,640	$355,700 (+4.43%) Land $74,100 Building $281,600
2023	$4,132.00 (+3.61%)	$136,240 (+14.22%) Land $29,640 Building $106,600	$340,600 (+14.22%) Land $74,100 Building $266,500
2022	$3,988.00	$119,280 Land $20,680 Building $98,600	$298,200 Land $51,700 Building $246,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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