379 E 3rd St, Harbor Springs, MI 49740 Property Records

Emmet County property record for 379 E 3rd St, Harbor Springs, MI 49740

Property Summary

Property Type	Condominium
Details	2 ba · 1,346 sqft · built 2001
Owner	Individual Name on Record
Tax Bill	$8,408 (2024)
Deeds & Mortgages	Oct 2025 Sale Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-15-13-228-102`

Property Details

APN / Parcel Number

Primary APN	`51-15-13-228-102`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,202 sqft
Unfinished Basement	1,202 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	379 E 3RD ST
City	HARBOR SPRINGS
State	MI
Zip	49740-1526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COHS R-2
Legal Description	PROVENCE EAST AND WEST CONDO, UNIT 2. PLAN 242, SECTION 13, T35N, R6W
Legal Range	06W
Legal Township	35N
Legal Section	13
Legal Subdivision	PROVENCE EAST AND WEST
Legal Unit	2
Jurisdiction	EMMET MI
Township / Civil Division	HARBOR SPRINGS
Census Block Group	4
Census Block	4024
Census Tract	970400

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	379 E 3RD ST, 2, HARBOR SPRINGS, MI 49740-1526
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer
Dec 7, 2018	Warranty Deed, Transfer CROSSROADS TITLE
Oct 29, 2018	Warranty Deed, Transfer CHEMICAL BANK
Jun 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025
Deed Sale	Oct 6, 2025
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	20255223429
Deed Book / Page	1270 / 398
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	1208/558
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 6, 2025
Property Address	379 E 3RD ST, HARBOR SPRINGS, MI 49740-1526
Document Number	001270/398
Book / Page	1270 / 398
Instrument Date	Sep 30, 2025
Instrument	5223429
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N SUNSET ST, MARCO ISLAND, FL 34145-4743

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 7, 2018
Property Address	379 E 3RD ST, HARBOR SPRINGS, MI 49740-1526
Document Number	1208/558
Book / Page	1208 / 558
Instrument Date	Oct 17, 2018
Instrument	5161451
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MIRAMAR DR, REDONDO BEACH, CA 90277-3833

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 29, 2018
Property Address	379 E 3RD ST, HARBOR SPRINGS, MI 49740-1526
Document Number	1207/610
Book / Page	1207 / 610
Instrument Date	Oct 17, 2018
Instrument	000005160504
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MIRAMAR DR, REDONDO BEACH, CA 90277-3833

Mortgage

Document Number	0000001207/0000000611
Date	Oct 29, 2018
Book Page	0000001207/0000000611
Instrument	000005160505

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2033

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 21, 2018
Property Address	379 E 3RD ST, HARBOR SPRINGS, MI 49740-1526
Document Number	1204/439
Book / Page	1204 / 439
Instrument Date	Jun 20, 2018
Instrument	000005157334
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 347, HARBOR SPRINGS, MI 49740-0347

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Harbor Springs City
Unified School District	Harbor Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,400 (+21.12%) Land $354,400	$708,800 (+21.12%) Land $708,800
2025		$292,600 (+24.4%) Land $292,600	$585,200 (+24.4%) Land $585,200
2024	$8,408.00
2023		$235,200 Land $235,200	$470,400 Land $470,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARBOR SPRINGS serves 1,194 people · EPA ID MI0003010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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