El Dorado County property record for 3789 Toronto Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 6 ba · 2,538 sqft · built 1983 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2015) |
| Tax Bill | $5,235 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-063-008-000 |
| Primary APN | 082-063-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 2,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 2,538 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3789 TORONTO RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 123 CAMERON PK N 1 |
| Legal Subdivision | CAMERON PK N 1 |
| Legal Lot Number | 123 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30809 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Prior Sale | Jun 23, 2000 · Amount on Record |
| Deed Document Number | 201530744 |
| Prior Transfer Date | Apr 1, 1997 |
| Prior Transfer Doc | 0004891095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Document Number | 0000037636 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021-0037636 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Document Number | 0000010958 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0010958 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3789 TORONTO RD, CAMERON PARK, CA 95682-8650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000002107 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020-0002107 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $495,801 (+2%) Land $96,592 Building $399,209 | |
| 2025 | $5,235.00 (+2.31%) Homeowner's exemption | $486,081 (+4.04%) Land $94,699 Building $391,382 |
| 2024 | $5,117.00 (+2.34%) | |
| 2023 | $5,000.00 (+6.41%) Homeowner's exemption | $467,208 Land $91,023 Building $376,185 |
| 2022 | $4,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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