Livingston County property record for 3789 Silver Charm Ln, Howell, MI 48843
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 2,104 sqft · built 2010 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Sep 2026) |
| Tax Bill | $4,873 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-401-064 |
| Primary APN | 07-29-401-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 909 sqft |
| Basement Area | 909 sqft |
| Unfinished Basement | 909 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 40 ft deep x 81 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3789 SILVER CHARM LN |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-9223 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3,PUD |
| Legal Description | SEC 29, T3N, R5E, FOREST RIDGE SITE CONDO UNIT #64 LCCP #342 8/05 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | FOREST RIDGE SITE CONDO |
| Legal Unit | 64 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 712601 |
Source: Livingston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5000 BISHOP LAKE RD, A-2, BRIGHTON, MI 48116-5187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Jun 4, 2024 · Amount on Record |
| Deed Document Number | 202620523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Sep 16, 2026 |
| Property Address | 3789 SILVER CHARM LN, HOWELL, MI 48843-9223 |
| Document Number | 0000020523 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202620523 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | ROSE TITLE LLC, ROSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337,087.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000020524, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202620524 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3789 SILVER CHARM LN, HOWELL, MI 48843-9223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3789 SILVER CHARM LN, HOWELL, MI 48843-9223 |
| Document Number | 0000000052 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2026R-000052 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | 5711 ALLENTOWN RD, SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 3789 SILVER CHARM LN, HOWELL, MI 48843-9223 |
| Document Number | 0000030576 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3789 SILVER CHARM LN HOWELL MI 488439223, HOWELL, MI 48843-9223 |
| Document Number | 0000030576 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 30576 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,200 (+11.8%) | $426,400 (+11.8%) | |
| 2025 | $4,873.00 (+39.39%) | ||
| 2023 | $190,700 | ||
| 2021 | $381,400 | ||
| 2019 | $3,496.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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