Collier County property record for 3789 Rum Row, Naples, FL 34102 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3,191 sqft · built 1996 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Company Name on File |
| Tax Bill | $51,659 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 121600 385A22 |
| Primary APN | 121600 385A22 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,191 sqft Living Area |
| Gross Area | 5,423 sqft |
| 1st Floor Area | 3,191 sqft |
| Year Built | Built 1996 |
|---|---|
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 250 ft deep x 142 ft wide |
| Pool Area | 608 sqft |
| Deck Area | 1,552 sqft |
| Boat Access | Boat Access |
| Account Number | 121600 385A22 |
|---|---|
| Street Address | 3789 RUM ROW |
| City | NAPLES |
| State | FL |
| Zip | 34102-7847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUM ROW SECT PORT ROYAL LOT 38 + NWLY 1/2 LOT 39 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 22 |
| Legal Subdivision | PORT ROYAL/RUM ROW |
| Legal Tract | 121600 |
| Legal Lot Number | 38 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 500 |
Source: Collier County records · APN 121600 385A22
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3789 RUM ROW, NAPLES, FL 34102-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2016 |
| Deed Sale | Jun 24, 2016 |
| Prior Sale | Aug 25, 1998 · Amount on Record |
| Deed Document Number | 0052883450 |
| Deed Book / Page | 02454 / 01617 |
| Prior Transfer Date | Aug 02, 1999 |
| Prior Transfer Doc | 0257700435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3789 RUM ROW, NAPLES, FL 34102-7847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061022876 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 6102/2876 |
| Instrument | 6225294 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 01, 2027 |
Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,659.00 (+3.71%) Homeowner's exemption | $5,746,042 (+5.99%) | $13,349,456 (-23.71%) Land $11,891,880 Building $1,457,576 |
| 2023 | $49,813.00 (-2.78%) Homeowner's exemption | $5,421,459 (+3%) | $17,498,608 (+21.75%) Land $16,465,680 Building $1,032,928 |
| 2022 | $51,237.00 Homeowner's exemption | $5,263,552 | $14,372,558 Land $13,446,972 Building $925,586 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 491 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 491 in force |
| Nearby Flood Claims | 504 (1979–2024) |
| Claims Outside the SFHA | 12 of 504 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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