3789 Gresham Ln, Sacramento, CA 95835 Property Records

Sacramento County property record for 3789 Gresham Ln, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,646 sqft · built 2002
Lot Size	0.148 acres (6,441 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Apr 2026)
Tax Bill	$6,922 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone A99 (high risk)
APN	`225-1600-015-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1600-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area
1st Floor Area	1,635 sqft
2nd Floor Area	1,011 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,441 sqft (0.148 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3789 GRESHAM LN
City	SACRAMENTO
State	CA
Zip	95835-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	WESTBOROUGH VLG 04 PH 01, LOT 15
Legal Subdivision	WESTBOROUGH VLG 04 PH 01
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	7107

Owner

3789 Gresham Ln is owned by two individuals who bought it in April 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2591 MILLCREEK DR, SACRAMENTO, CA 95833-3624
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jan 4, 2016 · Amount on File
Deed Book / Page	20260410 / 815
Prior Transfer Date	May 5, 2008
Prior Transfer Doc	0000000076
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 10, 2026
Property Address	3789 GRESHAM LN, SACRAMENTO, CA 95835-2064
Document Number	2026000815
Book / Page	20260410 / 815
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	ROCKY POINT TITLE INC, ROCKET CLOSE AND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	2026000816,
Date	Apr 10, 2026
Book Page	20260410/816

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3789 GRESHAM LN, SACRAMENTO, CA 95835-2064
Document Number	2004291521
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3789 GRESHAM LN SACRAMENTO CA 958352064, SACRAMENTO, CA 95835-2064

Mortgage

Document Number	2004291521
Date	Apr 29, 2020
Instrument	2004291521

Lender

Name	PLANET HM LNDG
Address	NEW HAVEN, CT 06540

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3789 Gresham Ln was $6,922, down 11.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,505 (+2%) Land $181,117 Building $386,388
2025	$6,922.00 (-11.53%)	$556,378 Land $177,566 Building $378,812
2024	$7,824.00 (+3.3%)
2023	$7,574.00 (+2.2%)	$534,775 Land $170,672 Building $364,103
2022	$7,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3789 Gresham Ln in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	13 (1997–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3789 Gresham Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath, Fidium Fiber, Succeed.Net.

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