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3788 SW Armadillo Trl, Arcadia, FL 34266 Property Records

DeSoto County property record for 3788 SW Armadillo Trl, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 912 sqft · built 2000
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Sep 2025)
Tax Bill$2,148 (2024)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN14-38-23-0191-00A0-0020

Property Details

APN / Parcel Number

Primary APN14-38-23-0191-00A0-0020

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Heated Area
Gross Area1,756 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialPrecast Concrete Panel
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)

Exterior Amenities

PorchPorch
Porch Area64 sqft
Deck Area48 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3788 SW ARMADILLO TRL
CityARCADIA
StateFL
Zip34266-6906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionHIDDEN ACRES LOT 2 BLK A SEC 14 INST:201814000996 INST:202514006565
Legal Range23E
Legal Township38S
Legal Section14
Legal SubdivisionHIDDEN ACRES
Legal Tract191
Legal BlockA
Legal Lot Number2
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA WEST
Census Block Group1
Census Block1025
Census Tract10403

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 E 13TH ST, LEHIGH ACRES, FL 33972-7316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Prior SaleFeb 16, 2018 · Amount on Record
Deed Document Number202514006565
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateFeb 16, 2018
Property Address3788 SW ARMADILLO TRL, ARCADIA, FL 34266-6906
Document Number0014000996
Instrument DateFeb 16, 2018
Instrument14000996
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyDESOTO ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$959.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46540 STATE ROAD 70 E MYAKKA CITY FL 342517900, MYAKKA CITY, FL 34251-7900

Mortgage

Document Number14000997
DateFeb 16, 2018
Instrument14000997
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153,334 (+61.17%)$254,801 (+79.19%) Land $100,000 Building $154,801
2024$2,148.00 (+63.35%)
2023$1,315.00 (-34.15%) Homeowner's exemption$95,138 (-30.9%)$142,195 (-45.85%) Land $100,000 Building $42,195
2022$1,997.00 Homeowner's exemption$137,687$262,617 Land $125,000 Building $137,617

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 102 policies
Nearby Flood Policies102 in force
Nearby Flood Claims130 (1982–2024)
Claims Outside the SFHA13 of 130
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 28 claims
  • Hurricane Ian, Sep 2022 · 34 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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