Kenton County property record for 3788 Luke Ln, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 912 sqft · built 1995 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Oct 2003) |
| Tax Bill | $1,846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-20-04-033.00 |
| Primary APN | 016-20-04-033.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 912 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 174 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3788 LUKE LN |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLIN SEC 2 LOT 33 |
| Legal Subdivision | WOODLIN |
| Legal Phase | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 63607 |
3788 Luke Ln is owned and occupied by two individuals who bought it in October 2003.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3788 LUKE LN, ELSMERE, KY 41018-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2003 · Amount on File |
| Deed Sale | Oct 31, 2003 · Amount on File |
| Prior Sale | Aug 4, 1995 · Amount on File |
| Deed Document Number | 200310 31 059 00204 |
| Deed Book / Page | 1925 / 213 |
| Prior Transfer Date | Oct 21, 2003 |
| Prior Transfer Doc | 1031059002 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3788 Luke Ln was $1,846 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,100 (-) Land $25,000 Building $179,100 | $204,100 (-) Land $25,000 Building $179,100 | |
| 2025 | $1,846.00 Disabled Person's exemption | $204,100 Land $25,000 Building $179,100 | $204,100 Land $25,000 Building $179,100 |
| 2023 | $1,996.00 Disabled Person's exemption | $204,100 Land $25,000 Building $179,100 | $204,100 Land $25,000 Building $179,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3788 Luke Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3788 Luke Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions, Verizon.
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