3788 Kennedy Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 3788 Kennedy Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 1998
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Jun 2020)
Tax Bill	$4,238 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10123B04500`

Property Details

APN / Parcel Number

Primary APN	`10123B04500`
Alternative APN	`150190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,324 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	50,965 sqft (1.17 acres)
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3788 KENNEDY RD
City	GASTONIA
State	NC
Zip	28056-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EASTHAMPTON L 45 10 123B 045 00 000
Legal Subdivision	EASTHAMPTON SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2000
Census Tract	33312

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 16, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Book / Page	5130 / 1123
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053971288
Date	Mar 14, 2023
Book Page	5397/1288

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 15, 2020
Property Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947
Document Number	0051301123
Book / Page	5130 / 1123
Map Reference	MB 50 PG 95
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2134 FRANCES ST, 2134, CASPER, WY 82601-5660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947

Mortgage

Document Number	51301126
Date	Jun 15, 2020
Instrument	5130/1126

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947
Document Number	0050751392
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 KENNEDY RD GASTONIA NC 280568947, GASTONIA, NC 28056-8947

Mortgage

Document Number	0050751392
Date	Oct 18, 2019
Book Page	005075/001392

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 16, 2018
Property Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947
Document Number	0050111286
Book / Page	5011 / 1286
Map Reference	MB 50 PG 95
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 MISTY BREEZE LN, 358, MURRELLS INLET, SC 29576-9215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 KENNEDY RD, GASTONIA, NC 28056-8947

Mortgage

Document Number	50111288
Date	Nov 16, 2018
Instrument	5011/1288

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,238.00 (+0.33%)	$396,510 (+1.36%) Land $31,970 Building $364,540
2023	$4,224.00	$391,200 Land $31,970 Building $359,230
2021			$254,960 Land $31,500 Building $223,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kennedy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures