3788 Fish Hatchery Rd, Morganton, NC 28655 Property Records

Burke County property record for 3788 Fish Hatchery Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,426 sqft · built 1975
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Dec 2025)
Tax Bill	$1,811 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1767533038`

Property Details

APN / Parcel Number

Primary APN	`1767533038`
Alternative APN	`21868`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
1st Floor Area	1,282 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Metal
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	88 sqft
Patio Area	990 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3788 FISH HATCHERY RD
City	MORGANTON
State	NC
Zip	28655-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3788 FISH HATCHERY RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1091
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2022	Warranty Deed, Transfer
Jan 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	202525010248
Deed Book / Page	2842 / 741
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0025130769
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550

Mortgage

Document Number	0026740108
Date	Mar 16, 2023
Book Page	2674/108
Instrument	2023002230

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 4, 2025
Property Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550
Document Number	0028420741
Book / Page	2842 / 741
Map Reference	MB 2610 PG 7
Instrument Date	Dec 4, 2025
Instrument	2025010248
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 PINECREST DR, DANDRIDGE, TN 37725-4605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550

Mortgage

Document Number	2025010249
Date	Dec 4, 2025
Instrument	2025010249

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 16, 2022
Property Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550
Document Number	0026100007
Book / Page	2610 / 7
Instrument Date	Mar 15, 2022
Instrument	2022018663
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 CAVALIER DR, GATE CITY, VA 24251-4057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jan 15, 2021
Property Address	3788 FISH HATCHERY RD, MORGANTON, NC 28655-7550
Document Number	0025130769
Book / Page	002513 / 000769
Instrument Date	Jan 14, 2021
Instrument	521
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3788 FISH HATCHERY RD MORGANTON NC 286557550, MORGANTON, NC 28655-7550

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,811.00 (+0.28%)	$270,072 (-) Land $26,462 Building $243,610	$270,072 (-) Land $26,462 Building $243,610
2025	$1,806.00 (-0.55%)	$270,072 (-) Land $26,462 Building $243,610	$270,072 (-) Land $26,462 Building $243,610
2023	$1,816.00	$270,072 Land $26,462 Building $243,610	$270,072 Land $26,462 Building $243,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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