3787 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3787 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,823 sqft · built 1973
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Mar 2024)
Tax Bill$4,079 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0081-0333-00

Property Details

APN / Parcel Number

Primary APN550-0081-0333-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,823 sqft Living Area
1st Floor Area1,232 sqft
AtticAttic
Attic Area591 sqft
Basement Area1,232 sqft
Finished Basement554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleConventional
Exterior MaterialBrick
Lot Area9,845 sqft (0.226 acres)
Lot Dimensions152 ft deep x 56 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3787 RIDGEDALE DR
CityCINCINNATI
StateOH
Zip45247-6960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEDALE DR 56.62 X 152.64 IR LOT 57 WHITE OAK TER BL D PT 2
Legal SubdivisionWHITE OAK TERRACE
Legal BlockD
Legal Lot Number57
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3002
Census Tract20812

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK
Dec 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Mar 29, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2024 · Amount on Record
Deed SaleMar 29, 2024 · Amount on Record
Prior SaleApr 24, 1998 · Amount on Record
Deed Document Number0000020485
Deed Book / Page15134 / 485
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003669
DateJan 17, 2024
Book Page15083/1352
Instrument2024-0003669
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 10, 2049

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960

Mortgage

Document Number0000093900
DateDec 2, 2025
Book Page15553/1118
Instrument2025-0093900
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 29, 2024
Property Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Document Number0000020485
Book / Page15134 / 485
Map ReferenceMB 32 PGS 58 AND 59
Instrument DateMar 22, 2024
Instrument2024-0020485
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3787 RIDGEDALE DR, CINCINNATI, OH 45247-6960

Mortgage

Document Number0000020486
DateMar 29, 2024
Instrument2024-0020486
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0000020486
DateMar 29, 2024
Book Page15134/487
Instrument2024-0020486
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Address262 ROBERT ROSE DR, MURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,079.00 (+2.28%)$75,163 (-) Land $10,850 Building $64,313
2024$3,988.00 (-0.47%)$75,163 (-) Land $10,850 Building $64,313
2023$4,007.00 (+9.81%)$75,163 (+34.47%) Land $10,850 Building $64,313$214,750 (+34.47%) Land $31,000 Building $183,750
2022$3,649.00 Homeowner's exemption$55,895 Land $9,723 Building $46,172
2020$159,700 Land $27,780 Building $131,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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