Okaloosa County property record for 3787 Misty Way, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 1993 |
| Lot Size | 0.145 acres (6,324 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Apr 2017) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Apr 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-5627-5 |
| Primary APN | C56-000-590-5627-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,324 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3787 MISTY WAY |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR BREEZE LOT 19 BLK A |
| Legal Subdivision | HARBOR BREEZE |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 734 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 11, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 19, 2017 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Prior Sale | Feb 20, 2015 · Amount on Record |
| Deed Document Number | 20173129742 |
| Deed Book / Page | 3295 / 4380 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 0035113030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 3787 MISTY WAY, DESTIN, FL 32541-2119 |
| Document Number | 0035113030 |
| Book / Page | 003511 / 003030 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 3414188 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 734 HARBOR BLVD DESTIN FL 325412506, DESTIN, FL 32541-2506 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 19, 2017 |
| Property Address | 3787 MISTY WAY, DESTIN, FL 32541-2119 |
| Document Number | 0032954380 |
| Book / Page | 003295 / 004380 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 3129742 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 734 HARBOR BLVD DESTIN FL 325412506, DESTIN, FL 32541-2506 |
| Document Number | 32954382 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 003295/004382 |
| Instrument | 3129743 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 (+8.84%) | $393,123 (+0.17%) Land $129,985 Building $263,138 | $393,123 (+0.17%) Land $129,985 Building $263,138 |
| 2023 | $4,277.00 (+11.41%) | $392,461 (+14.98%) Land $117,943 Building $274,518 | $392,461 (+14.98%) Land $117,943 Building $274,518 |
| 2022 | $3,839.00 | $341,334 Land $83,618 Building $257,716 | $341,334 Land $83,618 Building $257,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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