Contra Costa County property record for 3787 Cowell Rd, Concord, CA 94518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,241 sqft · built 1983 |
| Lot Size | 0.228 acres (9,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,765 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-132-040-4 |
| Primary APN | 105-132-040-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| Gross Area | 2,786 sqft |
| 1st Floor Area | 2,241 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 9,916 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3787 COWELL RD |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | T06093 L0004 B |
| Legal Tract | 06093 |
| Legal Lot Number | 4 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 335000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3787 COWELL RD, CONCORD, CA 94518-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 11, 2009 |
| Transfer Doc | 0000188296 |
| Record Updated | Sep 20, 2026 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $360,412 (+2%) Land $81,626 Building $278,786 | |
| 2025 | $4,765.00 (+5.23%) Homeowner's exemption | $353,346 (+4.04%) Land $80,026 Building $273,320 |
| 2023 | $4,528.00 (+1.73%) Homeowner's exemption | $339,626 Land $76,919 Building $262,707 |
| 2022 | $4,451.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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