Chisago County property record for 37860 Gerald Ave, North Branch, MN 55056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 2007 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Aug 2007) |
| Tax Bill | $3,370 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-01068-82 |
| Primary APN | 11-01068-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 2,060 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 892 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3994820 |
|---|---|
| Street Address | 37860 GERALD AVE |
| City | NORTH BRANCH |
| State | MN |
| Zip | 55056-5977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME WOOD DUCK PONDS SECOND ADDITION LOT 002 BLOCK 004 SUBDIVISIONCD 11601 |
| Legal Range | 021 |
| Legal Township | 035 |
| Legal Section | 28 |
| Legal Subdivision | WOOD DUCK PONDS SECOND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | NORTH BRANCH |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 110302 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37860 GERALD AVE, NORTH BRANCH, MN 55056-5977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2007 · Amount on Record |
| Deed Sale | Aug 7, 2007 · Amount on Record |
| Prior Sale | Aug 4, 2005 · Amount on Record |
| Deed Document Number | 20078562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 37860 GERALD AVE, NORTH BRANCH, MN 55056-5977 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A597065 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | A597065 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 17, 2027 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | North Branch City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,370.00 (+1.51%) | ||
| 2025 | $3,320.00 (+0.79%) Homeowner's exemption | ||
| 2024 | $252,900 (-6.68%) | $274,700 (-2.86%) | |
| 2023 | $3,294.00 (+1.92%) Homeowner's exemption | $271,000 (+7.37%) | $282,800 (+6.44%) Land $58,000 Building $224,800 |
| 2022 | $3,232.00 (+2.54%) Homeowner's exemption | $252,400 (+22.23%) | $265,700 (+18.83%) Land $54,000 Building $211,700 |
| 2021 | $3,152.00 | $206,500 | $223,600 Land $45,000 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Branch serves 6,863 people · EPA ID MN1130011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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