3786 Via de Oro, Madera, CA 93637 Property Records

Madera County property record for 3786 Via de Oro, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 2004
Lot Size	0.173 acres (7,550 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2021)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-454-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-454-001-000`
Alternative APN	`006454001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	7,550 sqft (0.173 acres)
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3786 VIA DE ORO
City	MADERA
State	CA
Zip	93637-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD WEST SUB PHASE 1 LOT 1
Legal Subdivision	VINEYARD WEST SUB PHASE 1
Legal Lot Number	1
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2002
Census Tract	512

Owner

3786 Via de Oro is owned by an individual who bought it in May 2021.

Source: Madera County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20336 ROAD 16, CHOWCHILLA, CA 93610-9726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 17, 2020	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2017	Intrafamily Transfer, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Mar 1, 2017
Deed Document Number	202116924
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000029433
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	May 26, 2021
Property Address	3786 VIA DE ORO, MADERA, CA 93637-3308
Document Number	0000016924
Map Reference	MB 51 PG 113&114
Instrument Date	Apr 29, 2021
Instrument	2021016924
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20336 ROAD 16, CHOWCHILLA, CA 93610-9726

Mortgage

Document Number	0000016925
Date	May 26, 2021
Instrument	2021016925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3786 VIA DE ORO, MADERA, CA 93637-3308
Document Number	0000029434
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3786 VIA DE ORO MADERA CA 936373308, MADERA, CA 93637-3308

Mortgage

Document Number	0000029434
Date	Nov 17, 2020
Instrument	29434

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MADERA CA
Recording Date	Nov 17, 2020
Property Address	3786 VIA DE ORO, MADERA, CA 93637-3308
Document Number	0000029433
Instrument Date	Nov 6, 2020
Instrument	29433
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 VIA DE ORO MADERA CA 936373308, MADERA, CA 93637-3308

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Aug 5, 2019
Property Address	3786 VIA DE ORO, MADERA, CA 93637-3308
Document Number	0000017401
Instrument Date	Aug 5, 2019
Instrument	17401
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3786 VIA DE ORO MADERA CA 936373308, MADERA, CA 93637-3308

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Mar 1, 2017
Property Address	3786 VIA DE ORO, MADERA, CA 93637-3308
Document Number	0000006030
Map Reference	MB51 PG113&114
Instrument Date	Feb 21, 2017
Instrument	2017006030
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 VIA DE ORO, MADERA, CA 93637-3308

Mortgage

Document Number	0000006031
Date	Mar 1, 2017
Instrument	2017006031

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3786 Via de Oro was $4,458, down 0.8% from the year before.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,946 (+2%) Land $60,723 Building $331,223
2025	$4,458.00 (-0.76%)	$384,262 Land $59,533 Building $324,729
2024	$4,492.00 (+2.37%)
2023	$4,388.00 (+4.53%)	$369,342 Land $57,222 Building $312,120
2022	$4,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3786 Via de Oro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3786 Via de Oro is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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