3786 Union Pacific Dr E, Jacksonville, FL 32246 Property Records

Duval County property record for 3786 Union Pacific Dr E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1991
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (Aug 2019)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167462-0120`

Property Details

APN / Parcel Number

Primary APN	`167462-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	1,308 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,852 sqft (0.157 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3786 UNION PACIFIC DR E
City	JACKSONVILLE
State	FL
Zip	32246-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	46-73 06-3S-28E FOX CHASE UNIT 01 LOT 3
Legal Range	28E
Legal Township	03S
Legal Section	06
Legal Subdivision	FOX CHASE UNIT 01
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1006
Census Tract	14414

Owner

3786 Union Pacific Dr E is owned and occupied by an individual who bought it in August 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3786 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-8444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Mar 15, 2006 · Amount on File
Deed Document Number	2019190489
Deed Book / Page	18900 / 932
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0178481174
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 15, 2019
Property Address	3786 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-8444
Document Number	0189000932
Book / Page	018900 / 000932
Instrument Date	Aug 6, 2019
Instrument	190489
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 UNION PACIFIC DR E #ER JACKSONVILLE FL 322468444, ER, JACKSONVILLE, FL 32246-8444

Mortgage

Document Number	189000934
Date	Aug 15, 2019
Book Page	018900/000934
Instrument	190490

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3786 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-8444
Document Number	0182352369
Book / Page	018235 / 002369
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3786 UNION PACIFIC DR E JACKSONVILLE FL 322468444, JACKSONVILLE, FL 32246-8444

Mortgage

Document Number	0182352369
Date	Dec 29, 2017
Book Page	018235/002369
Instrument	297373

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 19, 2017
Property Address	3786 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-8444
Document Number	0178481174
Book / Page	017848 / 001174
Instrument Date	Jan 18, 2017
Instrument	14008
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9614 VISTA VIEW DR AUSTIN TX 787503350, AUSTIN, TX 78750-3350

Tax Assessment & Valuation

The 2025 property tax bill for 3786 Union Pacific Dr E was $4,966, up 9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,148 (-0.1%) Land $115,696 Building $147,452	$263,148 (-0.1%) Land $115,696 Building $147,452
2025	$4,966.00 (+8.95%)	$263,412 Land $120,000 Building $143,412	$263,412 Land $120,000 Building $143,412
2024	$4,558.00 (+7.78%)
2023	$4,229.00 (+13.04%)	$246,803 (+2.68%) Land $115,000 Building $131,803	$246,803 (+2.68%) Land $115,000 Building $131,803
2022	$3,741.00	$240,351 Land $115,000 Building $125,351	$240,351 Land $115,000 Building $125,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3786 Union Pacific Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3786 Union Pacific Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, ClearWave, T-Mobile, Verizon.

Nearby Properties on Union Pacific Dr E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures