3786 Oak Ave, Clearlake, CA 95422 Property Records

Lake County property record for 3786 Oak Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,668 sqft
Lot Size	0.109 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Jan 2021)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`039-394-440-000`

Property Details

APN / Parcel Number

Primary APN	`039-394-440-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,668 sqft Living Area
Fireplace	Fireplace

Exterior

Construction Type	Wood
Lot Area	4,791 sqft (0.109 acres)
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3786 OAK AVE
City	CLEARLAKE
State	CA
Zip	95422-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKER ADD/CLEAR LAKE HLNDS
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	1
Census Block	1016
Census Tract	702

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 156, CLEARLAKE PARK, CA 95424-0156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Grant Deed, Transfer · Conventional with PMI SBAC LLC
Nov 18, 2020	Grant Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Aug 6, 2009
Deed Document Number	2021000891
Record Updated	Jun 8, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 20, 2021
Property Address	3786 OAK AVE, CLEARLAKE, CA 95422-9446
Document Number	0000000891
Instrument Date	Jan 4, 2021
Instrument	891
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 156 CLEARLAKE PARK CA 954240156, CLEARLAKE PARK, CA 95424-0156

Mortgage

Document Number	892
Date	Jan 20, 2021
Instrument	892

Lender

Name	SBAC LLC
Address	3502 TURNSTONE DR, TURLOCK, CA 95382-8569

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2036

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 18, 2020
Property Address	3786 OAK AVE, CLEARLAKE, CA 95422-9446
Document Number	0000014772
Instrument Date	Oct 16, 2020
Instrument	14772
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3502 TURNSTONE DR TURLOCK CA 953828569, TURLOCK, CA 95382-8569

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,984.00 (+2.64%)	$107,158 (+4.04%) Land $21,648 Building $85,510
2023	$1,933.00 (+10.27%)	$102,999 Land $20,808 Building $82,191
2022	$1,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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