3786 N Calumet Ter, Hernando, FL 34442 Property Records

Citrus County property record for 3786 N Calumet Ter, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 2023
Lot Size	1.18 acres (51,570 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2022)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Jun 2022 Transfer Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-15-0010-00020-1385`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-15-0010-00020-1385`
Alternative APNs	`1518S19E0010000201385` `2525576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	51,570 sqft (1.18 acres)
Lot Dimensions	307 ft deep x 166 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Screened Aluminum Porch
Porch Area	504 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2525576
Street Address	3786 N CALUMET TER
City	HERNANDO
State	FL
Zip	34442-8915
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDRMH
Legal Description	FOREST LAKE S1/2 OF LOT 138 BLK 2 DESC IN OR BK 740 PG 731
Legal Range	19E
Legal Township	18S
Legal Section	15
Legal Subdivision	FOREST LAKE
Legal Block	2
Legal Lot Number	138
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2004
Census Tract	450104

Owner

3786 N Calumet Ter, a mobile home, is owned and occupied by two individuals who bought it in April 2022.

Source: Citrus County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Correction Deed NOT AVAILABLE, MANATEE TITLE LLC
Apr 26, 2022	Warranty Deed, Transfer NOT AVAILABLE, MANATEE TITLE LLC
Jan 26, 2022	Warranty Deed, Transfer NOT AVAILABLE, MANATEE TITLE LLC
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	202229768
Deed Book / Page	3277 / 1687
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0029710638
Record Updated	Jun 8, 2026

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 15, 2022
Property Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Document Number	0032940342
Book / Page	3294 / 342
Map Reference	MB 6 PG 139-141
Instrument Date	Jun 13, 2022
Instrument	2022042992
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1582 E RIDGEFIELD DR, 1582, HERNANDO, FL 34442-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3691 W HILLTOP LN, DUNNELLON, FL 34433-2234

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 26, 2022
Property Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Document Number	0032771687
Book / Page	3277 / 1687
Map Reference	MB 6 PG 139-141
Instrument Date	Apr 22, 2022
Instrument	2022029768
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1582 E RIDGEFIELD DR, 1582, HERNANDO, FL 34442-4560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3691 W HILLTOP LN, DUNNELLON, FL 34433-2234

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 26, 2022
Property Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Document Number	0032470950
Book / Page	3247 / 950
Map Reference	MB 6 PG 139-141
Instrument Date	Jan 18, 2022
Instrument	2022005602
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3786 N CALUMET TER, 3786, HERNANDO, FL 34442-8915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 E RIDGEFIELD DR, HERNANDO, FL 34442-4560

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 24, 2019
Property Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Document Number	0029710638
Book / Page	002971 / 000638
Instrument Date	Apr 24, 2019
Instrument	20571
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3786 N CALUMET TER HERNANDO FL 344428915, HERNANDO, FL 34442-8915

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 18, 2019
Property Address	3786 N CALUMET TER, HERNANDO, FL 34442-8915
Document Number	0029511215
Book / Page	002951 / 001215
Instrument Date	Jan 16, 2019
Instrument	2694
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 N CANNES PT HERNANDO FL 344422992, HERNANDO, FL 34442-2992

Tax Assessment & Valuation

The 2025 property tax bill for 3786 N Calumet Ter was $2,576 with a homeowner's exemption, down 13.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (-13.85%) Homeowner's exemption	$200,968 (+2.81%) Land $27,160 Building $173,808	$200,968 (+2.81%) Land $27,160 Building $173,808
2024	$2,990.00 (+94.92%) Additional exemption filed	$195,466 (+109.24%) Land $32,690 Building $162,776	$195,466 (+109.24%) Land $32,690 Building $162,776
2023	$1,534.00 (+402.95%) Additional exemption filed	$93,417 (+71.48%) Land $22,300 Building $71,117	$93,417 (+71.48%) Land $22,300 Building $71,117
2022	$305.00 Homeowner's exemption Additional exemption filed	$54,476 Land $16,600 Building $37,876	$54,476 Land $16,600 Building $37,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3786 N Calumet Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3786 N Calumet Ter is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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