Orange County property record for 3786 Lower Union Rd, Orlando, FL 32814
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,513 sqft · built 2004 |
| Lot Size | 0.58 acres (2,508 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $584,500 (Aug 2024) |
| Tax Bill | $9,365 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-30-0524-08-220 |
| Primary APN | 17-22-30-0524-08-220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,013 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,508 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 57 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3786 LOWER UNION RD |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32814-6573 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | BALDWIN PARK UNIT 4 54/86 LOT 822 |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | BALDWIN PARK UT 4 |
| Legal Tract | 524 |
| Legal Block | 8 |
| Legal Lot Number | 822 |
| Legal Unit | 4 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 18201 |
Source: Orange County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3786 LOWER UNION RD, ORLANDO, FL 32814-6573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Dec 3, 2004 · Amount on Record |
| Deed Document Number | 2024487309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 3786 LOWER UNION RD, ORLANDO, FL 32814-6573 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3786 LOWER UNION RD, ORLANDO, FL 32814-6573 |
| Document Number | 0000715647 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 20250715647 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,260 (-1.4%) Land $60,000 Building $389,260 | $449,260 (-1.4%) Land $60,000 Building $389,260 | |
| 2025 | $9,365.00 (+6.96%) | $455,620 (+8.19%) Land $60,000 Building $395,620 | $455,620 (+8.19%) Land $60,000 Building $395,620 |
| 2024 | $8,756.00 (+9.82%) | ||
| 2023 | $7,973.00 (+12.79%) | $421,132 (+24.66%) Land $60,000 Building $361,132 | $421,132 (+24.66%) Land $60,000 Building $361,132 |
| 2022 | $7,069.00 | $337,831 Land $60,000 Building $277,831 | $337,831 Land $60,000 Building $277,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Hotwire Communications.
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