Polk County property record for 3786 Litchfield Loop, Lake Wales, FL 33859
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,907 sqft · built 2007 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $482,000 (Oct 2021) |
| Tax Bill | $8,266 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-19-865201-010590 |
| Primary APN | 27-29-19-865201-010590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,907 sqft Living Area |
| Gross Area | 4,231 sqft |
| 1st Floor Area | 2,257 sqft |
| Upper Floors Area | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,625 sqft (0.198 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,282 sqft |
| Porch | Florida Room |
| Porch Area | 42 sqft |
| Street Address | 3786 LITCHFIELD LOOP |
|---|---|
| City | LAKE WALES |
| State | FL |
| Zip | 33859-5408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ASHTON GOLF CLUB PHASE V PB 143 PG 22-24 LOT 1059 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 19 |
| Legal Subdivision | LAKE ASHTON GOLF CLUB PHASE V |
| Legal Phase | V |
| Legal Tract | 865201 |
| Legal Block | 3 |
| Legal Lot Number | 1059 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3786 LITCHFIELD LOOP, LAKE WALES, FL 33859-5408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2007 · Amount on Record |
| Deed Document Number | 2021258771 |
| Deed Book / Page | 11922 / 1670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3786 LITCHFIELD LOOP, LAKE WALES, FL 33859-5408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000057266 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 12611/2087 |
| Instrument | 2023057266 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 3786 LITCHFIELD LOOP, LAKE WALES, FL 33859-5408 |
| Document Number | 0000258771 |
| Book / Page | 11922 / 1670 |
| Map Reference | MB 143 PG 22 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021258771 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,374.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 DEELEY WAY, 20, LAKE WALES, FL 33853-4601 |
| Name | Verified Name |
|---|---|
| Address | 3786 LITCHFIELD LOOP, LAKE WALES, FL 33859-5408 |
| Document Number | 0119221672 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 11922/1672 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Wales City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,095 (-0.67%) Land $85,000 Building $366,095 | $451,095 (-6.03%) Land $85,000 Building $366,095 | |
| 2025 | $8,266.00 (-24.7%) Homeowner's exemption | $454,123 (+5.99%) | $480,067 (-3.88%) Land $85,000 Building $395,067 |
| 2023 | $10,977.00 (+6.27%) Homeowner's exemption | $428,471 (+4.09%) | $499,467 (+21.34%) Land $82,000 Building $417,467 |
| 2022 | $10,329.00 Homeowner's exemption | $411,622 Land $79,000 Building $332,622 | $411,622 Land $79,000 Building $332,622 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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