3786 Lake Shore Dr E, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 3786 Lake Shore Dr E, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,112 sqft · built 1956
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (Jan 2023)
Tax Bill$2,752 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
APN063400 63.17-1-9

Property Details

APN / Parcel Number

Primary APN063400 63.17-1-9
Alternative APN
  • 34000630170001009000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3786 LAKE SHORE DR E
CityDUNKIRK
StateNY
Zip14048-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD APN: 063400 12-1-27
Legal Block1
Legal Lot Number9.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group4
Census Block4005
Census Tract36000

Owner

3786 Lake Shore Dr E is owned and occupied by an individual who bought it in January 2023.

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3786 LAKE SHORE DR E, DUNKIRK, NY 14048-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2023 · Amount on File
Deed SaleJan 20, 2023 · Amount on File
Deed Document Number20231308
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateJan 20, 2023
Property Address3786 LAKE SHORE DR E, DUNKIRK, NY 14048-9738
Document NumberDE2023001308
Instrument DateJan 17, 2023
InstrumentDE2023001308
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10359 MATTESON CORNERS RD, HOLLAND, NY 14080-9305

Mortgage

Document NumberMT2023001165
DateJan 20, 2023
InstrumentMT2023001165
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3786 Lake Shore Dr E was $2,752, up 10.3% from the year before.

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionDunkirk Town
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,752.00 (+10.34%)
2025$2,494.00$56,000 Land $7,400 Building $48,600$112,000 Land $14,800 Building $97,200
2023$56,000 (-) Land $7,400 Building $48,600$109,804 (+13.73%) Land $14,510 Building $95,294
2022$56,000 Land $7,400 Building $48,600$96,552 Land $12,759 Building $83,793
2020$911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3786 Lake Shore Dr E; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3786 Lake Shore Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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