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3786 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 3786 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 874 sqft · built 1992
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$69,000 (Feb 2013)
Tax Bill$1,741 (2024)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN10-5N-29-0000-05100-0000

Property Details

APN / Parcel Number

Primary APN10-5N-29-0000-05100-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area874 sqft Heated Area
Gross Area1,542 sqft
1st Floor Area874 sqft
Utility Area56 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions5,900 ft deep x 750 ft wide
Garage TypeDetached
Garage Area285 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area51 sqft
Patio Area20 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number105N290000051000000
Street Address3786 HIGHWAY 4
CityJAY
StateFL
Zip32565-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal Description*ENHANCED LIFE EST* RESV IN: THE E 1/2 OF THE FOLL DESC: BEG AT THE SE CORN OF SEC 10 TOWNSHIP 5 NORTH RANGE 29 WEST THN W
Legal Range29W
Legal Township05N
Legal Section10
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1026
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3786 HIGHWAY 4, JAY, FL 32565-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2013 · Amount on File
Deed SaleFeb 1, 2013 · Amount on File
Prior SaleFeb 1, 2013 · Amount on File
Deed Document Number0032130937
Last Transfer DateJan 24, 2020
Transfer Doc0039120301
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJan 24, 2020
Property Address3786 HIGHWAY 4, JAY, FL 32565-1755
Document Number0039120301
Book / Page003912 / 000301
Instrument DateJan 24, 2020
Instrument3641
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3786 HIGHWAY 4 JAY FL 325651755, JAY, FL 32565-1755

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityJay Town
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,741.00 (+0.81%)$107,528 (+2.13%) Land $10,150 Building $97,378$107,528 (+2.13%) Land $10,150 Building $97,378
2023$1,727.00 (+489.42%) Homeowner's exemption Senior Citizen's exemption$105,285 (+81.87%) Land $9,135 Building $96,150$105,285 (+4.05%) Land $9,135 Building $96,150
2022$293.00 Homeowner's exemption Senior Citizen's exemption$57,890$101,189 Land $6,090 Building $95,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY, TOWN OF - UTILITIES DEPT.
serves 1,834 people · EPA ID FL1570384
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Dragonfly Internet, Mediacom Xtream.

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