Escambia County property record for 3786 E Olive Rd, Pensacola, FL 32514
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1978 |
| Lot Size | 0.667 acres (29,050 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1S-29-1000-001-003 |
| Primary APN | 07-1S-29-1000-001-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,050 sqft (0.667 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10347000 |
|---|---|
| Street Address | 3786 E OLIVE RD |
| City | PENSACOLA |
| State | FL |
| Zip | 32514-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 1 BLK C SHADY TERRACE PB 6 P 14 OR 1205 P 218 OR 1359 P 384 OR 8975 P 1394 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 07 |
| Legal Subdivision | SHADY TERRACE |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3512 |
3786 E Olive Rd is owned and occupied by two individuals who acquired it in March 2026.
Source: Escambia County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2026 |
| Transfer Doc | 0094850601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Document Number | 0094850601 |
| Book / Page | 9485 / 601 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 202633826 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 30, 2026 |
| Property Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Document Number | 0000033826 |
| Book / Page | 9485 / 601 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026.33826 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 11, 2023 |
| Property Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Document Number | 0089751394 |
| Book / Page | 8975 / 1394 |
| Map Reference | MB 6 PG 14 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023037560 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
| Name | Verified Name |
|---|---|
| Address | 3786 E OLIVE RD, PENSACOLA, FL 32514-4730 |
The 2025 property tax bill for 3786 E Olive Rd was $845 with exemptions applied, up 23.2% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+23.18%) Homeowner's exemption Widower's exemption | $91,603 | $173,971 Land $35,000 Building $138,971 |
| 2024 | $686.00 (+2.39%) | ||
| 2023 | $670.00 (-4.83%) Homeowner's exemption Widower's exemption | $86,430 (+3%) | $165,932 (+18.95%) Land $35,000 Building $130,932 |
| 2022 | $704.00 Homeowner's exemption Widower's exemption | $83,913 | $139,492 Land $21,000 Building $118,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3786 E Olive Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3786 E Olive Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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