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3785 SW 40th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3785 SW 40th Ave, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details1,850 sqft · built 2018
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Jan 2022)
Tax Bill$2,049 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Apr 2018 Mortgage
Flood ZoneZone AE (high risk)
APN1-31-37-35-0A00-00005-D000

Property Details

APN / Parcel Number

Primary APN1-31-37-35-0A00-00005-D000

Interior

Building Area1,850 sqft Heated Area
FlooringPlywood

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3785 SW 40TH AVE
CityOKEECHOBEE
StateFL
Zip34974-1606
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEING A PARCEL OF LAND LYING IN A PORTION OF SECTION 31, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA, AND LY
Legal Range35E
Legal Township37S
Legal Section31
Legal Lot Number1
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2025
Census Tract910602

Owner

Source: Okeechobee County records · APN 1-31-37-35-0A00-00005-D000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3785 SW 40TH AVE, OKEECHOBEE, FL 34974-1606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Transfer · FHA Mortgage
CONSUMER REAL ESTATE FINANCE CO
Apr 12, 2018Affidavit, Transfer · Conventional Mortgage
21ST MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleApr 26, 2016
Deed Document Number2022000499
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 12, 2022
Property Address3785 SW 40TH AVE, OKEECHOBEE, FL 34974-1606
Document Number0000000499
Instrument DateDec 31, 2021
Instrument2022000499
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,239.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3785 SW 40TH AVE, 3785, OKEECHOBEE, FL 34974-1606

Transferred To (Grantee/Buyer)

NameVerified Name
Address3579 NW 172ND CT, OKEECHOBEE, FL 34972-8485

Mortgage

Document Number0000000500
DateJan 12, 2022
Instrument2022000500
Lender
NameCONSUMER REAL ESTATE FINANCE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2018: Affidavit, Transfer

Document TypeAffidavit
JurisdictionOKEECHOBEE FL
Recording DateApr 12, 2018
Property Address3785 SW 40TH AVE, OKEECHOBEE, FL 34974-1606
Document Number0008051301
Book / Page0805 / 1301
Map ReferenceMB235 PG1444
Instrument DateFeb 20, 2018
Instrument2018004913
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyEVERGLASS ABSTRACT & TITLE C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0008051306
DateApr 12, 2018
Book Page0805/1306
Instrument2018004917
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueApr 01, 2041

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,049.00 (-26.48%) Homeowner's exemption$190,046 (-2.26%) Land $34,000 Building $156,046$190,046 (-2.26%) Land $34,000 Building $156,046
2023$2,787.00 (+1.6%) Homeowner's exemption$194,433 (+23.21%) Land $32,000 Building $162,433$194,433 (+23.21%) Land $32,000 Building $162,433
2022$2,743.00$157,807 Land $19,000 Building $138,807$157,807 Land $19,000 Building $138,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 92 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024, other causes, Hurricane Debby

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 275 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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