3785 Skyline Crest Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3785 Skyline Crest Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,440 sqft · built 1979
Lot Size	2.27 acres (99,055 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2024)
Tax Bill	$4,590 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-085Q0`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-085Q0`
Alternative APN	`18317`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Basement Area	720 sqft
Finished Basement	720 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	99,055 sqft (2.27 acres)
Driveway	Paver Driveway
Deck Area	140 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3785 SKYLINE CREST DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SKYLINE CREST 16
Legal Subdivision	SKYLINE CREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3785 SKYLINE CREST DR, CHARLOTTESVILLE, VA 22903-7634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed, Transfer · Stand-Alone First Mortgage CREATIVE FINANCING SOLUTIONS LLC
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20243320
Prior Transfer Date	Nov 9, 2018
Prior Transfer Doc	005112/245
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 26, 2024
Property Address	3785 SKYLINE CREST DR, CHARLOTTESVILLE, VA 22903-7634
Document Number	202400000595
Map Reference	MB 636 PG 416
Instrument Date	Jan 3, 2024
Instrument	202400000595
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N CENTRAL AVE # 12, 12, STAUNTON, VA 24401-4212
Investor	Possibly a Property Investor

Mortgage

Document Number	202400000596
Date	Jan 26, 2024
Instrument	202400000596

Lender

Name	CREATIVE FINANCING SOLUTIONS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3785 SKYLINE CREST DR, CHARLOTTESVILLE, VA 22903-7634
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002296
Date	Feb 23, 2022
Instrument	202200002296

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 30, 2017
Property Address	3785 SKYLINE CREST DR, CHARLOTTESVILLE, VA 22903-7634
Document Number	0000010033
Book / Page	004953 / 000205
Instrument Date	Aug 29, 2017
Instrument	10033
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 SKYLINE CREST DR CHARLOTTESVILLE VA 229037634, CHARLOTTESVILLE, VA 22903-7634

Mortgage

Document Number	10034
Date	Aug 30, 2017
Book Page	004953/000209
Instrument	10034

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Mortgage

Document Number	1828,
Date	Aug 30, 2017
Book Page	005016/000228
Instrument	1828

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,590.00 (+14.35%)	$513,400 (+14.34%) Land $180,000 Building $333,400	$513,400 (+14.34%) Land $180,000 Building $333,400
2025	$4,014.00 (+28.45%)	$449,000 (+22.68%) Land $175,000 Building $274,000	$449,000 (+22.68%) Land $175,000 Building $274,000
2023	$3,125.00	$366,000 Land $150,000 Building $216,000	$366,000 Land $150,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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