3785 Riverside Way, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 3785 Riverside Way, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	2 ba · 1,378 sqft · built 1994
Lot Size	0.205 acres (8,952 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Dec 2010)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-16-010-0180`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-16-010-0180`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,378 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,952 sqft (0.205 acres)
Lot Dimensions	121 ft deep x 74 ft wide
View / Lot	Water
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	20 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3785 RIVERSIDE WAY
City	DELRAY BEACH
State	FL
Zip	33445-1285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD
Legal Description	SABAL LAKES PH 2 LT 18 BLK 10
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	SABAL LAKES PH 2
Legal Phase	2
Legal Block	10
Legal Lot Number	18
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2010
Census Tract	6607

Owner

3785 Riverside Way, a zero lot line, is owned and occupied by an individual who bought it in December 2010.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3785 RIVERSIDE WAY, DELRAY BEACH, FL 33445-1285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2010 · Amount on File
Deed Sale	Dec 30, 2010 · Amount on File
Prior Sale	Nov 19, 2001 · Amount on File
Deed Document Number	20100498010
Deed Book / Page	24285 / 1963
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3785 RIVERSIDE WAY, DELRAY BEACH, FL 33445-1285
Document Number	0315690660
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3785 RIVERSIDE WAY DELRAY BEACH FL 334451285, DELRAY BEACH, FL 33445-1285

Mortgage

Document Number	0315690660
Date	Jul 14, 2020
Book Page	031569/000660
Instrument	245901

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 3785 Riverside Way was $3,695 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,695.00 Homeowner's exemption	$220,304	$430,077 Land $170,192 Building $259,885
2023	$3,468.00 (+2.48%) Homeowner's exemption	$207,859 (+3%)	$395,299 (+9.64%) Land $130,767 Building $264,532
2022	$3,384.00 Homeowner's exemption	$201,805	$360,536 Land $130,680 Building $229,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3785 Riverside Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3785 Riverside Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20