3785 Overfield St, White Lake, MI 48383 Property Records

Oakland County property record for 3785 Overfield St, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1936
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2017)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-07-153-018`

Property Details

APN / Parcel Number

Primary APN	`Y-12-07-153-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Raised
Lot Area	17,163 sqft (0.394 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3785 OVERFIELD ST
City	WHITE LAKE
State	MI
Zip	48383-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 7 WHITE LAKE GROVE SUB LOTS 11 & 21
Legal Range	08E
Legal Township	03N
Legal Section	07
Legal Subdivision	WHITE LAKE GROVE SUB
Legal Lot Number	11,21
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1006
Census Tract	130200

Owner

3785 Overfield St is owned and occupied by an individual who bought it in January 2017.

Source: Oakland County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3785 OVERFIELD ST, WHITE LAKE, MI 48383-1469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 23, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Jan 28, 2015 · Amount on File
Deed Document Number	201712792
Deed Book / Page	50308 / 403
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3785 OVERFIELD ST, WHITE LAKE, MI 48383-1469
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 OVERFIELD ST, WHITE LAKE, MI 48383-1469

Mortgage

Document Number	0000275702
Date	Dec 16, 2021
Book Page	57184/649
Instrument	275702

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 23, 2017
Property Address	3785 OVERFIELD ST, WHITE LAKE, MI 48383-1469
Document Number	0000012792
Book / Page	05030 / 000403
Instrument Date	Jan 4, 2017
Instrument	12792
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	TITLE EXPRESS COMPANY, TITLE EXPRESS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 PARK RIDGE CT HOWELL MI 488438098, HOWELL, MI 48843-8098

Mortgage

Document Number	12793
Date	Jan 23, 2017
Book Page	050308/000405
Instrument	12793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3785 Overfield St was $1,380 with a homeowner's exemption, down 39.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,380.00 (-39.76%) Homeowner's exemption	$81,680	$163,360
2024	$2,291.00
2023		$74,540	$149,080
2021	$1,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3785 Overfield St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3785 Overfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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